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Travelling to a new country is something we all aspire for. Be it exploring the ancient temples of Cambodia, scuba diving in the Maldives, skiing in the Alps or just exploring the amazing attractions of New York. While we plan to see the best of the place we wish to visit, travel insurance is an equally important step… read more

How to book Travel Insurance with Thomas Cook

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Travel Insurance Benefits: How we can take care of you?

Medical Expenses
Medical Expenses

Covers Hospitalisation Expenses due to illness or injury

Covers emergency Out Patient Department Expenses

Loss of Checked-in Baggage and Passport
Loss of Checked-in Baggage and Passport

Get compensation for value of lost checked in baggage

Compensation for expenses incurred to replace lost passport

Trip Delay
Trip Delay

Expenses on Trip delay due to natural calamities covered

Expenses on meal and lodging will be covered

Financial Emergency
Financial Emergency

Financial assistance provided in case of emergency

Financial allowance in case of accidental loss of money

Personal Accident
Personal Accident

Get covered for expenses incurred due to accident

Expenses covered up to Sum Insured amount

Frequently asked Questions - Travel Insurance for Asia

  • Why do I need Travel Insurance?
    Travel insurance is essential in events such as a medical emergency, accident, passport loss, baggage loss etc. Travel insurance can be used for personal and business travel purposes. Travel insurance policies insurances, you have a failsafe in case of any emergence overseas and are not let stranded during emergent situations. There are different policies you can opt for. Each very in price and inclusion. Some countries have their own specific requirements that need to be fulfilled. Claims can be settles overseas or upon you return to India.
  • What is baggage and personal effect loss?
    Most insurance service providers issues policies that include benefits that provide claim to their customers in case of loss of baggage and personnel effects. Policy covers loss in cases such as, the baggage has been checked in, baggage is lost when travelling in cab after existing the airport, loss of baggage during lay overs and transfers of airlines. The claims issues will be limited to the sum insured in the policy at the time of purchase. Beware that claims pertaining to baggage and personal effect loss may not be covered in all policies. So, make sure you read the fine print carefully, before finalising your purchase.
  • Is there and coverage on hand baggage?
    Some policies do offer loss of hand bag, the claim benefits may vary from insurance provider to provider. Claims pertaining to loss of hand baggage are valid from the moment you clear airport security and until the completion of your trip. Loss of hand baggage will be treated as a loss of total baggage, check baggage included. And the claims issues will be limited to the sum insured in the policy at the time of purchase. Beware that claims pertaining to hand baggage loss, may not be covered in all policies. So, make sure you read the fine print carefully, before finalising your purchase.
  • How can I pay for my policy?
    Most insurance providers offer a many mode of payments such as: - Credit Card: All major international credit cards such as Amex, Master and visa cards. - Net Banking: Most National and private banks offer net banking services and can be availed to make online payments. - Debit card: All major international debit cards such as Amex, Master and visa cards.
  • When can I expect policy documents after successfully purchasing one online?
    Weather you purchase the policy in person or online, you can expect the hard copy of the same within 7-10 working days. Although, this may vary from insurance provider to provider. The best way to purchase the policy, is online as the process does not take long and you can download and print the soft copies immediately. This is most effective if you have limited time before your travel date. Documents download online, are valid legally and will be accepted at the time of claim. The preliminary documents required at the time of submitting a claim is the policy documents, original or downloaded, policy number and passport details. Make sure you read the fine print carefully, before finalising your purchase.
  • Is there are refund policy in case of cancellation?
    Refund Policies vary from insurance providers. Each policy will have a different refund policy, and the this must be reviewed prior to buying the policy. Hence, it’s important to read the fine print before finalizing your purchase. Some policies offer a full return provided the policy s not due to expiry for at least 30 days and no claims have been made in the policy.
  • Are there any cancellation charges?
    Cancellation charges vary from service provider and may cost approx. INR 300/- per policy. Refund Policies vary form insurance providers. Each policy will have a different refund policy, and the this must be reviewed prior to buying the policy. Hence, it’s important to read the fine print before finalizing your purchase. Some policies offer a full return provided the policy s not due to expiry for at least 30 days and no claims have been made in the policy.

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