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Benefits that will make your journey rewarding.


Terms & Conditions

Free Lounge Access


  • Minimum Load Value 3000 USD eqv.
  • Cardholder is eligible for only one Lounge visit.
  • Email to studybuddy@thomascook.in to get your free Lounge Access Registeration.
    • Study Buddy Card Mastercard- Airport Lounge List
    Sr No. City Lounge Name Airport terminal
    1 Ahmedabad The Lounge International T2
    2 Bangalore TFS - BLR Lounge International
    3 Calicut Bird Lounge International
    4 Chandigarh The Cram Bar International
    5 Chennai TFS - Travel Club Lounge International
    6 Chennai TFS - Travel Club Lounge New International
    7 Cochin Earth Lounge International
    8 Delhi Encalm Lounge International T3
    9 Hyderabad Encalm Lounge International
    10 Kannur Pearl Lounge International
    11 Kolkata TFS - Travel Club Lounge International
    12 Mumbai Clipper Lounge (Also known as Loyalty lounge) International T2
    13 Trivandrum The Lounge International


    Study Buddy Card Visa- Airport Lounge List

    Sr No.

    City

    Lounge Name

    Airport terminal

    1

    Chandigarh

    Primus Lounge

    Chandigarh International

    2

    Amritsar

    Costa Coffee

    Amritsar Sri Guru Ram Dass Jee Intl

    3

    Kozhikode

    Bird Lounge

    Kozhikode Calicut International

    4

    New Delhi

    Encalm Lounge

    New Delhi Indira Gandhi Intl

    5

    Kolkata

    Travel Club

    Kolkata Netaji Subhash Chandra Bose Intl

    6

    Kolkata

    Travel Club

    Kolkata Netaji Subhash Chandra Bose Intl

    7

    Cochin

    Earth Lounge

    Cochin International

    8

    Hyderabad

    Encalm Lounge

    Hyderabad Rajiv Gandhi Intl

    9

    Thiruvananthapuram

    The Lounge

    Thiruvananthapuram Intl

    10

    Mumbai

    Loyalty Lounge

    Mumbai Chhatrapati Shivaji Intl

    11

    Chennai

    Travel Club

    Chennai International

    12

    Ahmedabad

    The Lounge

    Ahmedabad SVBP International

Free SIM card


  • Every purchase is eligible for free SIM Card.
  • Valid countries: Canada, UK, Germany, France, and Australia.
  • Cardholder to get a SIM Card voucher with the kit. He/she will have to contact the SIM card provider to claim the free SIM.
  • Sim card will be provided subject to the availabilty.
  • If the voucher is not provided, kindly connect with the Card service team.


Free ISIC

Free ATM Withdrawal


  • One ATM Withdrawal is free every month. (Third party charges applicable)
    • Post one free withdrawal, charges applicable.

Emergency Cash Assistance


  • Free Emergency Cash Assistance up to your available card balance. (up to 500 USD)

Insurance Cover


  • Enjoy comprehensive fraud protection insurance up to ₹7,50,000.

Free Card Replacement


  • You are eligible for one replacement card for six months. Additional fees may apply if more than one card replacement is required.

Zero Mark Up


  • If the card is used in the base currency, there are no currency conversion fees.

Over the Counter fees- 0.5%


  • Daily limit- 15,000 USD + taxes.

Surcharge free withdrawals at AllPoint ATMs


  • AllPoint ATMS are available across the United States, Canada, Mexico, United Kingdom and Australia.

Krisflyer Miles on every Forex purchase


  • KrisFlyer members will earn 15 KrisFlyer miles on every purchase of US$100 cash or equivalent value in any other currency; and 30 KrisFlyer miles on loading equivalent forex on card.
  • This offer is valid on a minimum purchase value of US$500/equivalent on retail transactions.
  • Valid on Forex purchases exclusively across Thomas Cook Branches and thomascook.in Website.



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