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    Credit Cards T&Cs
  1. Returned purchases, disputed or unauthorized/fraudulent transactions and card membership fees will not be considered for this offer.
  2. Offer is not valid on cash withdrawal and loan products like, Cash-on-Call, Balance Transfer, Balance Transfer on EMI, Personal Loan on Credit Card, etc.
  3. HDFC Bank Cardholders are not bound in any way to participate in this offer. Any participation is voluntary and the offer is being made purely on a 'best effort' basis.
  4. This offer is non-convertible to either cash or alternate products, not extendable and non-negotiable.
  5. In case the Cardholder cancels any transaction/s due to which he/she has qualified for the offer, then the Cardholder is not eligible for the offer. For partial refunds in case customer's remaining balance does not qualify for the required benchmark amount then customer will no longer be eligible for the offer.
  6. Card Holder/s whose account has been classified as delinquent before or during the currency of the Program, or when the gift is to be collected, will not be eligible for the benefits of the Program.
  7. If the Cardholder ceases to be the Cardholder/s at any time during the Program period, all the benefits under the Program shall lapse and shall not be available to the Cardholder/s.
  8. HDFC Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services availed of by the Cardholder/s under the Program.
  9. Thomas Cook reserves the right to amend/ withdraw the offer anytime without prior intimation
  10. HDFC Bank shall not be liable in any manner whatsoever if customers transaction fails due to technical issue.
  11. HDFC Bank reserves the right to disqualify/ exclude any merchant establishment and/or Cardholder/s from the Program if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the Program or otherwise by use of the Card.
  12. All queries with regards to the Offer will be valid/open for escalation only up to 60 days from the offer fulfilment date – post which the Bank will not entertain any queries.
  13. This Offer shall be subject to all applicable laws, rules and regulations which are in existence and which may be promulgated anytime by any statutory authority.
  14. HDFC Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether.
  15. Above offers is by way of a special offer for select HDFC Bank Credit Card and nothing contained herein shall prejudice or affect the terms and conditions of the card member agreement. The terms of the above offers shall be in addition to and not in derogation of the terms contained in the Card Members Agreement.
  16. All disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Chennai only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction.
  17. This offer Valid for Indian Citizens and residents only.
  18. HDFC Bank Credit Card transactions done on merchants dealing in Gaming, Betting and Gambling will not be eligible for this offer even if the merchant category is part of the inclusion categories considered under this offer

  19. Debit Cards T&Cs
  20. Offer is applicable on transactions successfully performed online with your HDFC Bank Debit card
  21. If your HDFC Bank Debit Card is disabled for online usage, enable it via HDFC Bank MyCards
  22. This offer cannot be combined with any other offer eligible on HDFC Bank Debit Card
  23. Offer is not applicable in case of any return / partial cancellations
  24. HDFC Bank holds out no warranty or makes no representation about the quality, delivery or otherwise of the services offered by the partner. Any dispute or claim regarding the services/offers must be resolved by the Card Holder/s with the partner directly without any reference to HDFC Bank.
  25. HDFC Bank Card transactions done on merchants dealing in Gaming, Betting and Gambling will not be eligible for this offer even if the merchant category is part of the inclusion categories considered under this offer
  26. This offer is non-transferable to any other person
  27. Offer valid for all HDFC Bank debit cards apart from Virtual, Netsafe & ATM cards.
  28. Any person availing this offer shall be deemed to have accepted these Terms and Conditions.
  29. All disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction.
  30. This offer Valid for Indian Citizens and residents only.