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Benefits that will make your journey rewarding.


Terms & Conditions

Free Lounge Access


  • Minimum Load Value 5000 USD eqv.
  • Cardholder is eligible for only one Lounge visit.
  • Email to studybuddy@thomascook.in to get your free Lounge Access Registeration.
    • Study Buddy Card Visacard- Airport Lounge List
    Sr No. City Lounge Name Airport terminal
    1 Ahmedabad The Lounge International T2
    2 Bangalore TFS - BLR Lounge International
    3 Calicut Bird Lounge International
    4 Chandigarh The Cram Bar International
    5 Chennai TFS - Travel Club Lounge International
    6 Chennai TFS - Travel Club Lounge New International
    7 Cochin Earth Lounge International
    8 Delhi Encalm Lounge International T3
    9 Hyderabad Encalm Lounge International
    10 Kannur Pearl Lounge International
    11 Kolkata TFS - Travel Club Lounge International
    12 Mumbai Clipper Lounge (Also known as Loyalty lounge) International T2
    13 Trivandrum The Lounge International


    Study Buddy Card Visa- Airport Lounge List
    Sr No. City Lounge Name Terminal
    1 Ahmedabad The Lounge International
    2 Amritsar Costa Coffee - Lounge alternate International
    3 Bengaluru 080 International Lounge International
    4 Chandigarh Primus Lounge International
    5 Chandigarh Primus Lounge International
    6 Chennai Travel Club International
    7 Chennai Travel Club International
    8 Chennai Travel Club International
    9 Cochin Earth Lounge International
    10 Hyderabad Encalm Lounge International
    11 Kolkata Travel Club International
    12 Kolkata Travel Club International
    13 Kozhikode Bird Lounge International
    14 Mumbai Loyalty Lounge International
    15 New Delhi Encalm Lounge International T3
    16 Trivandrum The Lounge International

Free SIM card


  • Every purchase is eligible for free SIM Card.
  • Valid countries: USA, Canada, UK, Germany, France, and Australia.
  • Cardholder to get a SIM Card voucher with the kit. He/she will have to contact the SIM card provider to claim the free SIM.
  • Sim card will be provided subject to the availabilty.
  • If the voucher is not provided, kindly connect with the Card service team.


Free ISIC

Free ATM Withdrawal


  • One ATM Withdrawal is free every month.
    • Post one free withdrawal, charges applicable. (refer table of Fees and Charges)

Emergency Cash Assistance


  • Free Emergency Cash Assistance up to your available card balance. (up to 500 USD)

Insurance Cover


  • Enjoy comprehensive fraud protection insurance up to 10,000 USD.

Free Card Replacement


  • You are eligible for one replacement card for six months. Additional fees may apply if more than one card replacement is required.

Zero Mark Up


  • If the card is used in the base currency, there are no currency conversion fees.

Over the Counter fees- 0.5%


  • Daily limit- 15,000 USD + taxes.

Surcharge free withdrawals at AllPoint ATMs


  • AllPoint ATMS are available across the United States, Canada, Mexico, United Kingdom and Australia.

Krisflyer Miles on every Forex purchase


  • KrisFlyer members will earn 15 KrisFlyer miles on every purchase of US$100 cash or equivalent value in any other currency; and 30 KrisFlyer miles on loading equivalent forex on card.
  • This offer is valid on a minimum purchase value of US$500/equivalent on retail transactions.
  • Valid on Forex purchases exclusively across Thomas Cook Branches and thomascook.in Website.



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